The Home Loan Process for New Home Buyers Minimize
Buying your first home doesn't have to be over complicated.  There are 4, easy to understand steps to getting a mortgage.  At Trident Home Loans, we pride ourselves on establishing a relationship with you that you can trust - and then we can take care of the details and do most of the work for you.  We do it all the time.  We know the pitfalls and we know the right answers. 
If you let us work with you, you'll find out that at Trident Home Loans, "We Make It Easy."
 
1- Figure Out How Much You Can Borrow Minimize
What monthly payment can you afford?
And given your unique credit and employment history, income and debt, and goals, how much will a lender loan you? Get a rough idea with our calculator.  We'll also help you through different scenarios by asking a few simple questions. Based on standard lender guidelines, we can give you a good idea of what kind of terms and loan program you can expect to benefit most from.




 
3 - Complete the Application Minimize
Already found your house?   Apply Now.
Once you've made an offer and it's been accepted, it's time to complete the loan application. It couldn't be easier, and you can do it online, right here at our website. When the time is right, we'll order an appraisal of your new home and gather all the documents to complete the loan package.
                             APPLY NOW
2 - Pre-Qualify For Your Loan Minimize
Prequalify At Trident Be prepared when you find the right house.
You give us information about your employment, assets, residence history, etc. We'll take this and your credit score and we'll give you a Pre-Qualification Letter.  To a home seller, this is like cash! Your realty agent will use your Pre-Qual (as they may call it) to make the best offer and the seller knows you're already pre-qualified.  It gives you buying clout! And while you're picking out the home that's right for you, we're busy finding the loan that's right for you.
 
             Get Pre-Approved NOW
4 - Your Loan Is Funded Minimize
New HomeWe bring it all together!
Your realty agent and the seller's agent will work together to designate an escrow/title company to handle the funding of your loan once it's approved. We'll coordinate with the escrow company to make sure all the papers your lender will need are in order, and you'll sign everything at the escrow/title company's office.
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MMW Holdings, LLC d/b/a Trident Home Loans, d/b/a Trident Mortgage is an Equal Opportunity Lender, and is licensed by: the Alabama Banking Department as a mortgage broker, #21149; the California Department of Business Oversight under the California Finance Lenders Law, license #603H520; the Florida Office of Financial Regulation as a mortgage lender, #MLD192; the Georgia Department of Banking and Finance as a mortgage lender, #23097; the Indiana Secretary of State as a mortgage broker, #65716; the Louisiana Office of Financial Institutions as a mortgage lender, #LA-C-01326; the Maryland Commissioner of Financial Regulation as a mortgage lender, #06-20385; the Minnesota Department of Commerce as a residential mortgage originator, #MN-MO-65716; the Mississippi Department of Banking and Consumer Finance as a mortgage broker, #65716; the Oklahoma Department of Consumer Credit as a mortgage broker, #MB001422; the Tennessee Department of Financial Institutions as a mortgage broker, #109389 and the Washington Department of Financial Institutions as a mortgage broker, #MB-65716.

TEXAS CONSUMER COMPLAINT &

RECOVERY FUND NOTICE

Figure:  7 TAC §80.200(b)

"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

 

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."



Trident Home Loans is also registered with the National Mortgage Licensing System, NMLS #65716

Trident Home Loans is also registered with the Colorado Division of Real Estate
Trident Home Loans is not responsible for any typographical errors or omissions.

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