FHA Mortgages Minimize

Government-insured loans usually offer low down payments and below-market interest rates, as well as easier credit and income guidelines than conventional loans. That may make them a good option for first-time homebuyers, for borrowers with low to moderate incomes, or those with limited cash or minor credit problems. 

  • Federal Housing Administration (FHA) loans: FHA loans allow qualified borrowers to purchase a home with a down payment of as little as 3.5% of the purchase price. There are several types of FHA loans. In addition to fixed loans and adjustable-rate mortgages (ARMs), FHA loans also include graduated payment mortgages and growing equity mortgages for borrows who expect their monthly earnings to increase over time. In addition, the Energy Efficient Mortgage (EEM) program allows borrowers to include the cost of energy efficiency improvements into their FHA loan.

MMW Holdings, LLC d/b/a Trident Home Loans, d/b/a Trident Mortgage is an Equal Opportunity Lender, and is licensed by: the Alabama Banking Department as a mortgage broker, #21149; the California Department of Corporations as a mortgage broker, #603H520; the Florida Office of Financial Regulation as a mortgage lender, #MLD192; the Georgia Department of Banking and Finance as a mortgage lender, #23097; the Indiana Secretary of State as a mortgage broker, #65716; the Louisiana Office of Financial Institutions as a mortgage lender, #LA-C-01326; the Maryland Commissioner of Financial Regulation as a mortgage lender, #06-20385; the Minnesota Department of Commerce as a residential mortgage originator, #MN-MO-65716; the Mississippi Department of Banking and Consumer Finance as a mortgage broker, #65716; the Oklahoma Department of Consumer Credit as a mortgage broker, #MB001422; the Tennessee Department of Financial Institutions as a mortgage broker, #109389 and the Washington Department of Financial Institutions as a mortgage broker, #MB-65716.

Trident Home Loans is also registered with the National Mortgage Licensing System, NMLS #65716
Trident Home Loans is also registered with the Colorado Division of Real Estate
Trident Home Loans is not responsible for any typographical errors or omissions.

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