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With a fixed-rate loan, your monthly payment of principal and interest never change for the life of your loan. Your property taxes may go up (we almost said down, too!), and so might your homeowner's insurance premium part of your monthly payment, but generally with a fixed-rate loan your payment will be very stable.
Fixed-rate loans are available in all sorts of shapes and sizes: 30-year, 20-year, 15-year, even 10-year.
With a fixed-rate mortgage, the interest rate remains constant throughout the length of the loan. Your principal and interest payments are predictable from the 1st payment to the last.
COMMITMENT. Fixed-rate loans are a good choice if you plan to remain in the same home for several years and/or if interest rates are expected to rise.
MMW Holdings, LLC d/b/a Trident Home Loans, d/b/a Trident Mortgage is an Equal Opportunity Lender, and is licensed by: the Alabama Banking Department as a mortgage broker, #21149; the California Department of Business Oversight under the California Finance Lenders Law, license #603H520; the Florida Office of Financial Regulation as a mortgage lender, #MLD192; the Georgia Department of Banking and Finance as a mortgage lender, #23097; the Indiana Secretary of State as a mortgage broker, #65716; the Louisiana Office of Financial Institutions as a mortgage lender, #LA-C-01326; the Maryland Commissioner of Financial Regulation as a mortgage lender, #06-20385; the Minnesota Department of Commerce as a residential mortgage originator, #MN-MO-65716; the Mississippi Department of Banking and Consumer Finance as a mortgage broker, #65716; the Oklahoma Department of Consumer Credit as a mortgage broker, #MB001422; the Tennessee Department of Financial Institutions as a mortgage broker, #109389 and the Washington Department of Financial Institutions as a mortgage broker, #MB-65716.
TEXAS CONSUMER COMPLAINT &
RECOVERY FUND NOTICE
Figure: 7 TAC §80.200(b)
"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."
Trident Home Loans is also registered with the National Mortgage Licensing System, NMLS #65716
Trident Home Loans is also registered with the Colorado Division of Real Estate
Trident Home Loans is not responsible for any typographical errors or omissions.